How Homeownership Delivers Unsurpassed Family Wealth

How Homeownership Delivers Unsurpassed Family Wealth

Homeownership builds wealth. This, in turn, allows families to have more and better options when it comes to their children and their life in retirement. Are you ready to join in on the wealth?

Read More

10 Ways to Check Your Financial Vulnerability

10 Ways to Check Your Financial Vulnerability

Financial stability increases the quality of life whereas financial vulnerability decreases it. You have food to satisfy your hunger, a secure place to live, and clothes to keep decency. They are not enough to assess your financial stability but there is something more. That something includes strong savings, being prepared to handle different financial misfortunes, and overall living a stress-free life.

Read More

15 Cheap Vacation Ideas from Dave Ramsey

15 Cheap Vacation Ideas from Dave Ramsey

Every season has its share of money temptations, but summer just might be the worst. The kids are out of school, the beach is calling your name, and every free hour seems like a good opportunity to drop everything and go on vacation. Blame it on the sun!

But how can you go on a fun trip when you’re on a budget?

Read More

Want To Increase Your Family’s Wealth? Here’s How!

Want To Increase Your Family’s Wealth? Here’s How!

Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth.

Read More

7 Things To Avoid After Applying for a Mortgage!

7 Things To Avoid After Applying for a Mortgage!

Any blip in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. The best advice is to fully disclose and discuss your plans with your loan officer before you do anything financial in nature. They are there to guide you through the process.

Read More

How to Save Thousands of Dollars in Interest on Your Mortgage

 How to Save Thousands of Dollars in Interest on Your Mortgage

One of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to shorten that term which will actually end up saving you money over the life of your loan.

Read More

One More Time… You Do Not Need 20% Down to Buy a Home

One More Time… You Do Not Need 20% Down to Buy a Home

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses. But do you really need 20% for a down payment?

Read More

Is Student Loan Debt A Threat to Homeownership? No!

Is Student Loan Debt A Threat to Homeownership? No!

Every $1,000 in student loan debt delays homeownership by about 2.5 months, but it doesn’t prevent homeownership entirely.  In fact, by the time college grads reach their 30s, those with student loan debt have a homeownership rate nearly identical to those who didn’t take out loans.” 

Read More

Belief in Homeownership as an Investment is Far from Dead

Belief in Homeownership as an Investment is Far from Dead

Following last year’s real estate market was like riding a rollercoaster. The market started off strong in 2018 and then softened before finishing with a mild flurry. However, one thing that did not waiver was America’s belief that owning a home makes sense from a financial standpoint.

Read More

5 Things Ruining Your Credit

5 Things Ruining Your Credit

Building up your credit is one of the most important things when you’re looking to buy a home. Having a strong credit score is what helps you be approved for more and have a smaller interest rate. But make sure you’re not unintentionally ruining your credit with these five things…

Read More

Gaining Financial Freedom

Gaining Financial Freedom

Gaining financial freedom is one of the most sought after ideas around, but getting there, is one of the scariest roads. Investing your time into budgeting is step one, but maintaining the budget is what makes a difference. We are here to show you the fool proof way to keep your budget on track!

Read More

How to Start a Budget

How to Start a Budget

Hearing the word, “budget” once was intimidating to me. If I heard people talking about their budget I would see a cloud go over my eyes and zone out. The thought of a budget overwhelmed me. I made my very first budget in the Fall of 2011. Even during this time I did not have a clear understanding of the word budget until just a few years ago.

Read More

6 Fast Fixes for Your Credit Score

6 Fast Fixes for Your Credit Score

You’re thinking about buying a home or you’re already in the process, but you’re credit score isn’t quite where you want it to be. Let’s fix it. Knowing how you can improve your credit score and repair it is important. Let’s go over some steps.

Read More