Stop Wondering What Your Budget Is & Get Pre-Approved!

Stop Wondering What Your Budget Is & Get Pre-Approved!

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

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10 Ways to Check Your Financial Vulnerability

10 Ways to Check Your Financial Vulnerability

Financial stability increases the quality of life whereas financial vulnerability decreases it. You have food to satisfy your hunger, a secure place to live, and clothes to keep decency. They are not enough to assess your financial stability but there is something more. That something includes strong savings, being prepared to handle different financial misfortunes, and overall living a stress-free life.

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15 Cheap Vacation Ideas from Dave Ramsey

15 Cheap Vacation Ideas from Dave Ramsey

Every season has its share of money temptations, but summer just might be the worst. The kids are out of school, the beach is calling your name, and every free hour seems like a good opportunity to drop everything and go on vacation. Blame it on the sun!

But how can you go on a fun trip when you’re on a budget?

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One More Time… You Do Not Need 20% Down to Buy a Home

One More Time… You Do Not Need 20% Down to Buy a Home

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses. But do you really need 20% for a down payment?

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Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?

Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?

As an owner, your mortgage payment is a form of ‘forced savings,’ which allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee the landlord is the person building that equity. What choice do you want to make?

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Buying a Home Young is the Key to Building Wealth

Buying a Home Young is the Key to Building Wealth

Homeowners who purchase their homes before the age of 35 are better prepared for retirement at age 60. Many housing experts are concerned that the homeownership rate amongst millennials, those 18-34, is much lower than previous generations in the same age range. If you are one of the many young people debating whether buying a home this year is right for you, let’s get together to discuss your options!

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Gaining Financial Freedom

Gaining Financial Freedom

Gaining financial freedom is one of the most sought after ideas around, but getting there, is one of the scariest roads. Investing your time into budgeting is step one, but maintaining the budget is what makes a difference. We are here to show you the fool proof way to keep your budget on track!

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How to Start a Budget

How to Start a Budget

Hearing the word, “budget” once was intimidating to me. If I heard people talking about their budget I would see a cloud go over my eyes and zone out. The thought of a budget overwhelmed me. I made my very first budget in the Fall of 2011. Even during this time I did not have a clear understanding of the word budget until just a few years ago.

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Millionaire to Millennials: Owning Your Home Can Help You Retire Sooner!

Millionaire to Millennials: Owning Your Home Can Help You Retire Sooner!

Whenever a well-respected millionaire gives investment advice, people usually clamor to hear it. This millionaire gave simple advice – buy a home and pay off your mortgage early so that you can retire sooner with the money you will have saved!

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