Homeownership builds wealth. This, in turn, allows families to have more and better options when it comes to their children and their life in retirement. Are you ready to join in on the wealth?Read More
Owning a home brings a sense of accomplishment and confidence that cannot be achieved through renting. If you are debating renewing your lease, let’s get together before you do to answer any questions you may have about what your next steps should be, and what is required in today’s market!Read More
Financial stability increases the quality of life whereas financial vulnerability decreases it. You have food to satisfy your hunger, a secure place to live, and clothes to keep decency. They are not enough to assess your financial stability but there is something more. That something includes strong savings, being prepared to handle different financial misfortunes, and overall living a stress-free life.Read More
Every season has its share of money temptations, but summer just might be the worst. The kids are out of school, the beach is calling your name, and every free hour seems like a good opportunity to drop everything and go on vacation. Blame it on the sun!
But how can you go on a fun trip when you’re on a budget?Read More
“Of 2.8 million former homeowners whose foreclosures, short sales or bankruptcies dropped off their credit reports from January 2016 to November 2018, 11.5% have obtained a new mortgage, according to a study by credit rating agency Experian for USA Today.” Are you ready to buy?Read More
In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. We are here to give you the best tips to make your home buying process easier than ever!Read More
Many people have grand fantasies about what they’re going to do when they retire. One common fantasy is that the future retiree is going to buy a vacation home and spend their golden years at their go-to relaxation mecca.
Buying a vacation home can certainly be a good investment, but from deciding who will maintain it to taking steps to keep insurance costs down, it’s important to follow certain steps to ensure that’s the case.
A vacation home makes enjoying your leisure time much easier. There's no need to compare hotels, bother with RV hookups, or sink your funds into timeshares. As with any major purchase, however, buying a vacation home requires research. Here are seven things to consider before taking the plunge.Read More
Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth.Read More
Any blip in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. The best advice is to fully disclose and discuss your plans with your loan officer before you do anything financial in nature. They are there to guide you through the process.Read More
In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want to purchase a home.Read More
If there is an economic slowdown in our near future, there is no need for fear to set in. As renowned financial analyst, Morgan Housel, recently tweeted:
“An interesting thing is the widespread assumption that the next recession will be as bad as 2008. Natural to think that way, but, statistically, highly unlikely. Could be over before you realized it began.”
According to the National Association of Realtors, total inventory has been growing for six months straight, as has the number of buyers looking to find their dream home. In a market where inventory is increasing, you want to stand out in the crowd! Read more to find out how to make your open house stand out from the rest.Read More
So, you have found yourself at that point of selling your house and moving on. Maybe you’re downsizing to a smaller house because the kids have finally left the nest, or you got a job in a new city and need to relocate, or finally, you retired and want to head south to warmer climates. Whatever your reason, you’re ready to sell your home. Luckily for you, we put together a comprehensive guide for first-time and seasoned home sellers. Continue reading to find out how to sell your house this year.Read More
Just like our clocks this weekend, in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale has been holding back the market.Read More